Introduction
Calc Corpus ("we," "our," or "us") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our retirement planning calculator and website.
Information We Collect
Information You Provide
When you use our services, we may collect:
- Account Information: When you create an account (via Google OAuth), we collect your name, email address, and profile picture from your Google account.
- Financial Planning Data: When you save retirement scenarios, we store your inputs (age, income, expenses, goals) in our database.
- Email Communications: When you request PDF reports via email, we process your email address to deliver the report.
Automatically Collected Information
We automatically collect certain information when you visit our website:
- Usage Data: Pages visited, time spent, features used (via analytics)
- Device Information: Browser type, operating system, IP address
- Cookies: Session cookies for authentication and preferences
How We Use Your Information
We use the information we collect to:
- Provide and maintain our retirement planning calculator
- Save and retrieve your retirement scenarios
- Send you PDF reports via email when requested
- Improve our services and develop new features
- Analyze usage patterns and optimize user experience
- Communicate with you about updates or changes to our services
Data Storage and Security
Your financial planning data is stored securely in encrypted databases. We implement industry-standard security measures including:
- HTTPS encryption for all data transmission
- Secure authentication via Google OAuth
- Regular security audits and updates
- Access controls and monitoring
However, no method of transmission over the internet is 100% secure. While we strive to protect your data, we cannot guarantee absolute security.
Data Sharing and Disclosure
We do not sell, trade, or rent your personal information to third parties. We may share your information only in the following circumstances:
- Service Providers: We use third-party services (Google OAuth, email delivery, hosting) that may process your data on our behalf.
- Legal Requirements: We may disclose information if required by law or to protect our rights and safety.
- Business Transfers: In the event of a merger or acquisition, your data may be transferred to the new entity.
Your Privacy Rights
You have the right to:
- Access: Request a copy of the personal data we hold about you
- Correction: Request correction of inaccurate or incomplete data
- Deletion: Request deletion of your account and associated data
- Export: Download your saved retirement scenarios
- Opt-out: Unsubscribe from marketing communications
To exercise these rights, please contact us at the email address provided below.
Cookies and Tracking
We use cookies and similar tracking technologies to:
- Maintain your login session
- Remember your preferences (e.g., dark mode)
- Analyze website traffic and usage patterns
You can control cookies through your browser settings. Note that disabling cookies may affect the functionality of our services.
Third-Party Services
Our website uses the following third-party services:
- Google OAuth: For secure authentication
- Analytics: To understand how users interact with our calculator
- Email Delivery: To send PDF reports when requested
These services have their own privacy policies. We encourage you to review them.
Children's Privacy
Our services are not intended for individuals under the age of 18. We do not knowingly collect personal information from children. If you believe we have collected information from a child, please contact us immediately.
Changes to This Privacy Policy
We may update this Privacy Policy from time to time. We will notify you of any changes by posting the new policy on this page and updating the "Last updated" date. Continued use of our services after changes constitutes acceptance of the updated policy.
Contact Us
If you have questions or concerns about this Privacy Policy or our data practices, please contact us at:
Email: [email protected]
Website: https://calc-corpus.com
Disclaimer
This privacy policy applies only to Calc Corpus. We are not responsible for the privacy practices of external websites linked from our site.