Retirement Planning Checklist: 25 Things to Do Before You Retire

Retirement isn't just about money—it's comprehensive preparation for a 25-30 year phase.

10-15 Years Before (Age 45-50)

✅ Calculate exact retirement corpus ✅ Buy comprehensive health insurance ✅ Clear high-interest debt ✅ Increase SIP by 15% annually ✅ Diversify income sources

5-10 Years Before (Age 50-55)

✅ Optimize asset allocation ✅ Pay off home loan ✅ Build healthcare emergency fund ✅ Create estate plan ✅ Review all insurance

1-5 Years Before (Age 55-60)

✅ Shift to conservative allocation ✅ Plan post-retirement income ✅ Build 2-year cash reserve ✅ Plan activities (avoid boredom) ✅ Do trial retirement

Get your checklist: Start Planning [blocked]