Retirement Planning for 30-Year-Olds in India

Your 30s are the golden decade for retirement planning. Start now and retire as a crorepati without extreme sacrifices.

Why Your 30s Are Critical

Starting at 30 vs 40 can mean 3.5x more wealth with the same monthly investment. That's the power of compounding.

How Much Should You Save?

Aim to save at least 20-25% of your income for retirement in your 30s.

Where to Invest

• 70-80% Equity mutual funds
• 15-20% Debt (PPF, EPF)
• 5-10% Gold

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